电商收付通系列⑨，分账之添加分账接收方和请求分账

大家好，我是小悟

1、添加分账接收方

1.1、介绍

电商平台可通过此接口添加分账接收方，建立分账接收方列表。后续通过发起分账请求，将电商平台下的二级商户结算后的资金，分给分账接收方列表中具体的分账接收方。

添加的分账接收方统一都在电商平台维度进行管理，其他二级商户，均可向该分账接收方列表中的接收方进行分账。

1.2、参数实体ReceiverAddParam

@Data
public class ReceiverAddParam {
    private String type;
    private String account;
    private String name;
    private String relation_type;
}

1.3、发送请求receiversAdd

public static JSONObject receiversAdd() {
 ReceiverAddParam param = new ReceiverAddParam();
 param.setType("MERCHANT_ID");
 param.setAccount("分账接收方的商户号");
 param.setName("分账接收方的名称");
 param.setRelation_type("OTHERS");
 String requestParam = JSON.toJSONString(param);
 logger.info("receiversAdd param:{}",requestParam);
 HttpResponse response = HttpUtils.v3HttpExecute("POST", ProfitsharingUrl.RECEIVERS_ADD,
                "自己系统的应用名称","服务商商户号","商户API证书序列号","平台证书序列号",requestParam,"商户API证书位置.pem",null);
 JSONObject body = JSONObject.parseObject(response.body());
 logger.info("receiversAdd heads result:{}",response.headers());
 logger.info("receiversAdd body result:{}",body);
 return body;
 }

1.4、结果

添加分账接收方成功 Response Body: 
    {"account":"1766445801","type":"MERCHANT_ID"}

1.5、问题

添加分账接收方如果返回微信用户姓名与实名不一致的提示，可能是因为：

字段name传值了，传值了就会触发微信校验用户实名是否正确，填写正确的用户姓名即可通过校验。

@Data
public class OrdersParam {
    private String sub_mchid;
    private String transaction_id;
    private String out_order_no;
    private List<Receiver> receivers;
    private Boolean finish;
}

2.3、参数实体Receiver

@Data
public class Receiver {
    private String receiver_mchid;
    private Integer amount;
    private String description;
}

2.4、发送请求orders

public static JSONObject orders() {
OrdersParam param = new OrdersParam();
param.setSub_mchid("1644580761");
param.setTransaction_id("4326600000477222420921012027");
param.setOut_order_no(System.currentTimeMillis() + "");
Receiver receiver = new Receiver();
receiver.setAmount(3);
receiver.setReceiver_mchid("1766445801");
receiver.setDescription("分给商户"+receiver.getReceiver_mchid());
List<Receiver> receivers = new ArrayList<>();
receivers.add(receiver);
param.setReceivers(receivers);
param.setFinish(false);
String requestParam = JSON.toJSONString(param);
logger.info("orders param:{}",requestParam);
HttpResponse response = HttpUtils.v3HttpExecute("POST", ProfitsharingUrl.ORDERS,
                "自己系统的应用名称","服务商商户号","商户API证书序列号","平台证书序列号",requestParam,"商户API证书位置.pem",null);
JSONObject body = JSONObject.parseObject(response.body());
 logger.info("orders heads result:{}",response.headers());
 logger.info("orders body result:{}",body);
 return body;
}

2.5、结果

分账成功   Response Body: 
{"order_id":"30008200140008956302003220428","out_order_no":"1524484842044","sub_mchid":"1644580761","transaction_id":"4326600000477222420921012027"}

2.6、问题

分账如果返回分账金额不足的提示，可能是因为：

1、该订单已全额退款，没有资金可以分账。

2、在微信支付中，实际收款之后微信支付会收取一定的结算手续费，在减去手续费后剩余的钱才能分账。

3、该订单已解冻，已无分账资金。

4、超过订单剩余可分账金额或者该订单已无可分账金额。

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